Life Insurance Protection for High-Risk Occupations for State Civil Apparatus

Authors

  • Muhamad Budi Mulyadi Suryakancana University
  • Hesti Dwi Astuti Suryakancana University
  • Yuliana Salwa Sukarman Suryakancana University

DOI:

https://doi.org/10.59108/ilre.v1i2.53

Keywords:

Apparatus, Insurance, Life, Protection

Abstract

The government has an obligation to provide Work Accident Insurance (JKK) and Death Insurance (JKM) protection to the State Civil Apparatus (ASN). This aims to improve the welfare of ASN, in addition to providing life insurance protection for high-risk jobs for ASN. The research method used is normative juridical, which is to study and examine legal principles, especially positive legal principles derived from existing literature materials from laws and regulations. The results showed that the excellent services provided by the police to the community include security maintenance, protection, protection, and law enforcement, in accordance with Article 13 of Law Number 2 of 2002 concerning the Indonesian National Police. Police work in Indonesia carries risks and workloads that can cause stress, with stressors including excessive workload, time pressure, poor quality executives, unfavourable political climate, inadequate authority, prolonged conflict, differences in task values between leaders and subordinates, and unusual organisational changes. In addition, the results of the study state that PT ASABRI (Persero) is a State-Owned Enterprise responsible for managing social insurance programs for TNI Soldiers, members of the National Police, and State Civil Apparatus Employees (ASN) within the Ministry of Defence and the National Police, in accordance with Government Regulation Number 102 of 2015 concerning Social Insurance for Soldiers of the Indonesian National Army, Members of the Indonesian National Police, and State Civil Apparatus Employees within the Ministry of Defence and the National Police of the Republic of Indonesia.

References

Adam, F. F. (2021). Aplikasi Model Arima Pada Iuran Premi Jkk. Jurnal Administrasi Bisnis Terapan, 4(1), 24–29. https://doi.org/10.7454/jabt.v4i1.1020

Adnan, M. A., & Sunarto, A. (2021). Akibat Hukum Terhadap Pemerintah Apabila Tidak Mewujudkan Kewajibannya Dalam Memberikan Jaminan Kecelakaan Kerja dan Jaminan Kematian Kepada Pegawai Aparatur Sipil Negara (ASN). Jurnal Hukum Kaidah Media Komunikasi Dan Informasi Hukum Dan Masyarakat, 20(1), 376–388. https://doi.org/https://doi.org/10.30743/jhk.v20i3.4005

Alsenita, F. (2020). Analisis Keputusan Berasuransi berdasarkan Faktor Motivasi Menabung, Literasi Keuangan dan Persepsi Individu. Jurnal Inspirasi Bisnis Dan Manajemen, 4(1), 91–106. https://doi.org/10.33603/jibm.v4i1.3325

Ananta, M. P. (2023). Penerapan Prinsip Asuransi Dalam Pembelian Tiket Perjalanan Melalui Aplikasi Traveloka. Juris and Society: Jurnal Ilmiah Sosial Dan Humaniora, 3(1), 101–112. http://www.journal.pppci.or.id/index.php/jurisandsociety/article/view/76

Andrika, A., Ahmad, I., Tumuhulawa, A., Ahmad, I., & Tumuhulawa, A. (2023). Badan Penyelenggara Jaminan Sosial Ketenagakerjaan Berdasarkan Undang- Undang Nomor 40 Tahun 2004 Tentang Sistem Jaminan Sosial Nasional. Journal Evidence of Law, 2(3), 77–90. https://doi.org/https://doi.org/10.59066/jel.v2i3.364

Atmoko, D., & Samsuri. (2023). Tinjauan Yuridis Kewenangan Pengawasan Otoritas Jasa Keuangan (OJK) atas Perusahaan Asuransi yang Gagal Membayar Polis kepada Nasabah. JIMPS: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah, 8(4), 3475–3483. https://doi.org/https://doi.org/10.24815/jimps.v8i4.26546

Basalamah, F. F., Ahri, R. A., & Arman, A. (2021). Pengaruh Kelelahan Kerja , Stress Kerja , Motivasi Kerja dan Beban Kerja Terhadap Kinerja Perawat Di RSUD Kota Makassar. Idea Health Journal, 1(2), 67–80.

Dony Muslim, Zainal Ilmi, & Irwansyah. (2023). Pengaruh Beban Kerja Dan Stres Kerja Terhadap Kinerja Pegawai Yang Dimediasi Kepuasan Kerja Studi Empiris Pada Pegawai Satuan Polisi Pamong Praja Provinsi Kalimantan Timur. Jurnal Ilmiah Multidisiplin Nusantara (JIMNU), 1(3), 173–183. https://doi.org/10.59435/jimnu.v1i3.185

Fauzi, A., Ismail, I., & Aryani, D. (2023). Perlindungan Hukum Bagi Perusahaan Asuransi Dalam Perjanjian Leasing Terhadap Debitur Tertanggung Yang Mengalami Gagal Bayar. JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah, 8(4), 4713–4734. https://doi.org/10.24815/jimps.v8i4.26832

Fernanda, M. S. (2019). Laporan Praktik Kerja Lapangan Pada Divisi Human Capital Pt Sucofindo (Persero). http://repository.fe.unj.ac.id/7634/1/SALMA MUSTIKARINI.pdf

Ganie, A. J. (2011). Hukum Asuransi Indonesia. Sinar Grafika.

Hasibuan, E. S. (2021). Hukum Kepolisian dan Criminal Policy dalam Penegakan Hukum. Raja Grafindo Persada.

Hutapea, M. D., Zulyadi, R., & Ramadhan, M. C. (2022). Optimalisasi Fungsi Reserse Kriminal dalam Menangani Tindak Pidana Pemerasan di Kepolisan Sektor Belawan. Journal of Education, Humaniora and Social Sciences (JEHSS), 5(2), 1553–1564. https://doi.org/10.34007/jehss.v5i2.1428

Indonesia, M. K. R. (2016). Peraturan Menteri Keuangan Republik Indonesia Nomor 237/PMK. 09/2016 Tentang Tata Kelola Pengawasan Intern di Lingkungan Kementerian Keuangan. Kementerian Hukum dan Hak Asasi Manusia Republik Indonesia.

Khotimah, A. K., & Fahmie, A. (2016). Coping Stress on Crime Detective Police. sitas Islam Indonesia.

Komalasari, G. A. K., Wiratny, N. K., & Arjawa, A. G. P. (2021). Penegakan Hukum Disiplin Anggota Polisi Republik Indonesia Dalam Perspektif Good Governance & Clean Government. Jurnal Ilmiah Raad Kertha, 4(2), 104–123.

Nadhira, A. I., & Arjanggi, R. (2018). Hubungan Antara Adversity Quotient Dan Stres Pada Anggota Kepolisian Di Polrestabes Semarang. Proyeksi, 13(1), 25–34. https://doi.org/10.30659/jp.13.1.25-34

Nurudin, I., Abbas, Y. E., & Singawinata, I. (2022). Analisis penerapan perhitungan, pemotongan, penyetoran dan pelaporan pajak penghasilan pajak pasal 21 atas uang pensiun yang dibayar secara berkala pada PT. Taspen Persero, Tbk. Jurnal Ilmiah Hospitality, 11(2), 803–826. https://doi.org/https://doi.org/10.47492/jih.v11i2.2288

Purwaningsih, N., & Catur, R. (2023). Risiko Hukum Perusahaan Mengabaikan Legalitas Asuransi Dalam Kegiatan Bisnis. Unes Law Review, 5(4), 2763–2774. https://doi.org/https://doi.org/10.31933/unesrev.v5i4.600

Rahmalia, Y. S. (2023). Perusahaan Asuransi Dilindungi Secara Hukum Terhadap Tindakan Klaim Asuransi Yang Disalahgunakan. Jurnal Ilmiah Wahana Pendidikan, 9(13), 649–662. https://doi.org/https://doi.org/10.5281/zenodo.8160124

Rusmini. (2023). Penerapan Prinsif Principle Utmost Good Faith Dalam Perjanjian Asuransi. Justici, 15(2), 88–95. http://ejournal.iba.ac.id/index.php/justici/article/view/706

Santoso, B. (2017). Analisis Yuridis Kewenagan Pengelolaan Program Jaminan Kecelakaan Kerja Bagi AParatur Sipil Negara. Arena Hukum, 10(3), 385–401. https://doi.org/https://doi.org/10.21776/ub.arenahukum.2017.01003.3

Siallagan, A. F., & Siregar, T. (2017). Tinjauan Yuridis terhadap Penyelesaian Wanprestasi Perjanjian Asuransi dalam Putusan No. 537/Pdt.g/2013/PN.MDN. Jurnal Ilmiah Penegakan Hukum, 4(1), 1–6. https://doi.org/http://dx.doi.org/10.31289/jiph.v4i1.1949

Silitonga, P. (2016). Demokrasi Alternatif Meraih Keadilan dan Kesejahteraan melalui Perdamaian dan Tax Amnesty. Penerbit Andi.

Sintia, & Meriyati. (2021). Mekanisme Pemberian Program Jaminan Kecelakaan Kerja Pada Nasabah PT. Asabri Persero Cabang Palembang. Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA), 1(1), 29–38. https://doi.org/https://doi.org/10.36908/jimpa.v1i1.5

Siregar, B. J., Saragih, A., Maryani, H., & Halim, A. (2023). Aspek Hukum Terkait Dengan Perjanjian Asuransi Menurut Kitab Undang-Undang Hukum Perdata. Jurnal Rectum: Tinjauan Yuridis Penanganan Tindak Pidana, 5(3), 299–307. https://doi.org/10.46930/jurnalrectum.v5i3.3641

Siregar, O. I., Lubis, F. A., & Yanti, N. (2023). Pengaruh Kesadaran dan Kepercayaan terhadap Intensi Penggunaan Produk Asuransi Syariah dengan Pengetahuan sebagai Variabel Moderating (Studi Kasus Di Jln. Gaharu Kelurahan Durian Kecamatan Medan Timur). Jurnal Ilmu Komputer, Ekonomi Dan Manajemen (JIKEM), 3(1), 587–615. https://ummaspul.e-journal.id/JKM/article/view/5527/2500

Supardy, S. (2023). Perlindungan Aparatur Sipil Negara Mewujudkan Kesejahteraan. Pusat Pengembangan Pendidikan dan Penelitian Indonesia.

Susanto, M. H., Muizz, F. N., Habibi, M., & Marwa, M. (2021). Penerapan alternatif penyelesaian sengketa wanprestasi atas premi pemegang polis di PT. Asuransi Jasindo Yogyakarta. Journal Borobudur Law Review, 3(2), 84–98. https://doi.org/https://doi.org/10.31603/burrev.5253

Syawaldi, E., & Triadi, I. (2023). Hukum Pertahanan Dan Keamanan Negara “ State Defense And Security Law .” Doktrin:Jurnal Dunia Ilmu Hukum Dan Politik, 1(4), 56–67. https://doi.org/https://doi.org/10.59581/doktrin.v1i4.1355

Toharah. (2022). Kinerja Aparatur Dalam Meningkatkan Pelayanan di Kantor Camat Sukamulia Kabupaten Lombok Timur. Jurnal Sikap: Solusi Ilmiah Kebijakan Dan Asministrasi Publik, 7(1), 14–20. https://ejournal.unwmataram.ac.id/sikap/article/view/1200

Wijaya, Y. A., Hariyanti, T., & Nasution, T. H. (2019). Pengalaman Bekerja Petugas Kepolisian Regional Traffic Management Centre (RTMC) Ditlantas Polda Jatim Saat Menjalani Stres Kerja (Studi Fenomenologi). https://doi.org/10.13140/RG.2.2.21648.94723

Downloads

Published

18-10-2023

Issue

Vol. 1 No. 2 (2023): October

Section

Articles

License

Copyright (c) 2023 Intellectual Law Review (ILRE)

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish with this journal agree to the following terms:

  • The journal holds the copyright for each article published with work licensed simultaneously under a Creative Commons Attribution-ShareAlike 4.0 International License which allows others to share the work with an acknowledgment of the authorship and early publication of the work in this journal.

  • Authors must agree to the copyright transfer agreement by checking the Copyright Notice column at the initial stage when submitting the article.